Variable symbol | Variable name (unit) | Mean | Std | Min | Med | Max | Data sources |
| Loan growth rate (%) | 18.25 | 14.71 | −18.75 | 16.56 | 80.88 | BankFocus |
| Credit growth rate (%) | 17.56 | 16.46 | −18.25 | 16.07 | 106.06 | BankFocus |
| Capital Adequacy Ratio (%) | 14.40 | 5.85 | 7.14 | 13.02 | 48.93 | BankFocus |
| Liquid assets ratio (%) | 21.96 | 12.30 | 4.24 | 19.73 | 63.58 | BankFocus |
| Bank size | 5.10 | 1.73 | 1.92 | 4.80 | 9.82 | BankFocus |
| Bank profitability (%) | 0.93 | 0.45 | −0.42 | 0.95 | 2.16 | BankFocus |
| Loan loss reserve (%) | 2.86 | 1.13 | 0.51 | 2.75 | 6.87 | BankFocus |
| Non−performing loan ratio (%) | 1.49 | 1.14 | 0.02 | 1.30 | 7.51 | BankFocus |
| Changes in GDP growth rate (%) | 8.03 | 1.68 | 6.69 | 7.30 | 14.20 | CEInet |
| Market interest rate changes (%) | 0.03 | 0.82 | −1.11 | 0.34 | 1.510 | CEInet |