| Variables | VIF | 1/VIF |
| AGEHH | 1.47 | 0.680 |
| EDUC | 1.50 | 0.666 |
| FSIZE | 1.60 | 0.625 |
| LOAN SIZE | 1.45 | 0.689 |
| LIVESTOCK | 1.23 | 0.813 |
| DISTANCE | 1.54 | 0.649 |
| Mean VIF | 1.465 | - |