| Model | Training set | Test set | ||||
| Good | Bad | Total | Good | Bad | Total | |
| Full variables | 71.3 | 75.6 | 73.4 | 67.0 | 71.7 | 69.3 |
| Forward selection | 70.7 | 75.6 | 73.1 | 65.5 | 72.1 | 68.9 |
| Backward selection | 72.3 | 73.8 | 73.1 | 69.3 | 67.1 | 68.2 |
| Lasso-logistic | 74.5 | 80.0 | 77.2 | 74.7 | 79.5 | 77.1 |
| Lasso-SVM | 73.7 | 80.2 | 76.9 | 73.6 | 80.2 | 76.8 |
| Group lasso | 74.4 | 79.4 | 76.9 | 75.1 | 78.0 | 76.5 |