| Model | Unstandardized Coefficients | Standardized Coefficients Beta | t-value | p | |
| B | Std. Error | ||||
| (Constant) | 4.166 | 0.106 |
| 39.353 | 0.001 |
| Household Debt | −0.100 | 0.038 | −0.391 | −2.665 | 0.008 |