Determinant factors/Variables

Parameters

Marginal effects

Standard error

P-value

Gender (0, 1)

X1

0.5046

0.2901

0.082*

Marital status

Married

X2

0.2264

0.1059

0.022**

Divorced/Separated

X3

0.2001

1.0773

0.853

Age

Between 20 - 30 Years

X4

−0.0967

0.5965

0.871

Between 30 - 40 Years

X5

−0.2062

0.6575

0.754

Above 40 Years

X6

−0.0504

0.6694

0.940

Education level

Primary

X7

0.2486

0.3419

0.467

Secondary

X8

0.4866

0.1786

0.009***

Tertiary

X9

0.5479

0.7204

0.447

University

X10

−0.1035

0.0328

0.088*

Main occupation

Self-employed

X11

−0.3822

0.3246

0.239

Farmer

X12

0.3995

0.1704

0.018**

Civil servant (Salaried)

X13

0.2529

0.1104

0.013**

Casual labourer

X14

−2.0231

0.8431

0.016**

Access to capital (0, 1)

X15

0.7384

0.2792

0.008***

Access to Information (0, 1)

X16

0.4307

0.2026

0.007***

Access to Labour (0, 1)

X17

−0.9976

1.2486

0.424

Access to water (0, 1)

X18

0.3193

0.1451

0.030**

Access to infrastructural services (0, 1)

X19

0.5219

0.6242

0.403

Diagnostic statistics

Log likelihood

−257.57003

LR chi2 (19)

25.17

Number of observations

415

Prob > chi2

0.0000