| Determinant factors/Variables | Parameters | Marginal effects | Standard error | P-value |
| Gender (0, 1) | X1 | 0.5046 | 0.2901 | 0.082* |
| Marital status | ||||
| Married | X2 | 0.2264 | 0.1059 | 0.022** |
| Divorced/Separated | X3 | 0.2001 | 1.0773 | 0.853 |
| Age |
|
|
| |
| Between 20 - 30 Years | X4 | −0.0967 | 0.5965 | 0.871 |
| Between 30 - 40 Years | X5 | −0.2062 | 0.6575 | 0.754 |
| Above 40 Years | X6 | −0.0504 | 0.6694 | 0.940 |
| Education level |
|
|
| |
| Primary | X7 | 0.2486 | 0.3419 | 0.467 |
| Secondary | X8 | 0.4866 | 0.1786 | 0.009*** |
| Tertiary | X9 | 0.5479 | 0.7204 | 0.447 |
| University | X10 | −0.1035 | 0.0328 | 0.088* |
| Main occupation | ||||
| Self-employed | X11 | −0.3822 | 0.3246 | 0.239 |
| Farmer | X12 | 0.3995 | 0.1704 | 0.018** |
| Civil servant (Salaried) | X13 | 0.2529 | 0.1104 | 0.013** |
| Casual labourer | X14 | −2.0231 | 0.8431 | 0.016** |
| Access to capital (0, 1) | X15 | 0.7384 | 0.2792 | 0.008*** |
| Access to Information (0, 1) | X16 | 0.4307 | 0.2026 | 0.007*** |
| Access to Labour (0, 1) | X17 | −0.9976 | 1.2486 | 0.424 |
| Access to water (0, 1) | X18 | 0.3193 | 0.1451 | 0.030** |
| Access to infrastructural services (0, 1) | X19 | 0.5219 | 0.6242 | 0.403 |
| Diagnostic statistics | ||||
| Log likelihood | −257.57003 | |||
| LR chi2 (19) | 25.17 | |||
| Number of observations | 415 | |||
| Prob > chi2 | 0.0000 |