| Model9 | Model 10 | ||||
| Sat | ROA | ||||
| All the samples | non-state-owned commercial Banks | state-owned commercial Banks | All the samples | non-state-owned commercial Banks | state-owned commercial Banks |
PP | 5.076*** (3.13) | 4.968*** (2.74) | −1.3748 (−0.79) |
|
|
|
Sat |
|
|
| 0.0004 (1.45) | 0.0005* (1.83) | 0.002*** (3.22) |
NPL | −12.2484 (−1.41) | −15.9817 (−1.28) | −2.7626 (−0.25) | −0.21*** (−7.75) | −0.175** (−5.04) | −0.318** (−7.24) |
Size | −0.0030 (−0.1) | 0.0591 (1.49) | −0.0372 (−0.58) | 0.001*** (5.21) | 0.0003** (2.92) | 0.002*** (6.77) |
Time | −0.0367 (−0.41) | −0.2155* (−1.82) | 0.453*** (2.87) | −0.001** (−3.43) | −0.0005 (−1.55) | −0.0012* (−1.85) |