| ROA | |||
| All the samples | non-state-owned commercial Banks | state-owned commercial Banks | |
PP | 0.0043 (1.3) | 0.0078** (2.00) | 0.0060* (1.8) | |
NPL | −0.09*** (−2.75) | −0.21*** (−3.90) | −0.065 (−1.43) | |
Size | 0.0007 (1.09) | −0.0034 (−2.66) | −0.0024 (−1.74) | |
Time | −0.0003 (−0.94) | −0.0002 (−0.45) | 0.0002 (0.41) | |
CAR | 0.0010 (0.51) | −0.0049 (−0.37) | −0.0007 (−0.42) | |
fwage | −0.0001 (−1.78) | 0.0000 (−0.88) | 0.0001 (1.11) | |
LEV | −0.07*** (−5.06) | −0.05*** (−2.97) | −0.0619 (−3.23) | |
State*PP | −0.0014 (−0.92) |
|
| |
Year | control | control | control | |
cons | 0.066*** (6.42) | 0.101*** (5.83) | 0.107*** (5.57) | |
N | 159 | 95 | 64 | |
F | 31.92*** | 13.87*** | 39.67*** | |
R−sq | 0.8077 | 0.7669 | 0.9297 |