Initial model

Re-specified Model

Estimated poverty’s threshold by INS

Minimum wage

World bank’s poverty threshold

Model 1

Model 2

Model 3

Model 1

Model 2

Model 3

Model 1

Model 2

Model 3

Area under ROC Curve

0.74

0.57

0.72

0.75

0.71

0.75

0.74

0.68

0.76