Variables

Coding of modalities

Expected signs

Type of job

Not working = 1

Salaried employment = 2

Self-employment = 3

+

Income

Yes = 1

No = 2

+

Level of education

None/primary = 1

Secondary 1 = 2

Secondary 2 = 3

Superior = 4

+

Marital status

Single = 1

Married = 2

Widowed/Divorced = 3

+

Fewer guarantees required

No = 1

Yes = 2

+

Sex

Male = 1

Female = 2

Age range

[18 - 25[ = 1

[25 - 35[ = 2

[35 - 65] = 3

+

Diversity of products offered

No = 1

Yes = 2

+

Have a money mobile account

No = 1

Yes = 2