Variables | Coding of modalities | Expected signs |
Type of job | Not working = 1 Salaried employment = 2 Self-employment = 3 | + |
Income | Yes = 1 No = 2 | + |
Level of education | None/primary = 1 Secondary 1 = 2 Secondary 2 = 3 Superior = 4 | + |
Marital status | Single = 1 Married = 2 Widowed/Divorced = 3 | + |
Fewer guarantees required | No = 1 Yes = 2 | + |
Sex | Male = 1 Female = 2 | − |
Age range | [18 - 25[ = 1 [25 - 35[ = 2 [35 - 65] = 3 | + |
Diversity of products offered | No = 1 Yes = 2 | + |
Have a money mobile account | No = 1 Yes = 2 | − |