| Banks | df | Statistic (KS) | p-value |
| First | 3199 | 0.338 | 0.000 |
| Access | 3202 | 0.140 | 0.000 |
| Guaranty Trust | 3203 | 0.380 | 0.000 |
| UBA | 3202 | 0.268 | 0.000 |