| Particulars | Banks | |
| Jordan Ahli Bank | Bank Al Etihad | |
| Number of sample | 63 | 56 |
| Mean | 3.074 | 4.179 |
| Standard Deviation | 1.368 | 1.497 |
| Standard Error | 0.374 | 0.587 |
| t | 28.779 | |
| Degrees of freedom | 117 | |
| Significant Value | 0.000 | |
| Remarks | Significant | |
| Result | Null hypothesis stands rejected | |