| Item | Calculations |
| Earnings of two parents | 2 × (9.00 USD/hour × 176 hours) = 3168.00 |
| Contributions paid by the employer (6.2% Social Security Tax and 1.45% Medicare Tax) | 3168.00 × 0.0765 = 242.35 |
| Total family income | 3410.35 |
| 20% on pension fund | 682.07 |
| 10% on health care | 341.04 |
| Income remaining in a family of four | 2387.24 |
| Income remaining in a family per person | 2387.24/4 = 596.81 |
| Average cost of living | 577.00 |