Dependent variable: commercial banks base rate | |||
Variables | Coefficient | t-Statistics | Probability |
Base rate (−1) | 0.346 | 29.33*** | 0.000 |
Distribution cost structure | 0.110 | 32.53*** | 0.000 |
Dependent variable: Individual bank’s lending rate | |||
Lending rate (−1) | −0.0233 | −0.34 | 0.737 |
Distribution cost structure | 0.1555 | 2.65*** | 0.010 |