Variable

Coefficient

t-Statistics

Probability

Costexp (−1)

−0.2735

−2.663***

0.010

Total deposits

0.0870

6.493***

0.000

Investment securities

−0.0337

−1.854*

0.069

Price of factors of production

0.0731

2.188**

0.033

Risk weighted asset

0.0898

6.162***

0.000

Total fee income

−0.4094

−2.305**

0.025

Total loans and advances

0.0371

4.760***

0.000

Equity capital

0.2927

2.133**

0.037