| PLS-SEM | GSCA |
Measurement model |
|
|
AVE | 0.540 | 0.562 |
Outer loadings of reflective indicators |
|
|
Non-performing loans | 0.381 | 0.629 |
Beta | 0.967 | 0.853 |
Coefficient of determination (R2) | 12.5 | 12.6 |