Fully unaffiliated

Crossover point

Fully affiliation

Age

0.1405

0.162

0.185

Gen

0.236

0.346

0.431

Ten

0.7085

0.843

0.972

Soc

0.8675

0.923

0.951

Ocu

0.588

0.694

0.78

ESG

68.255

71.86

76.925

ROA

0.02

0.051

0.0865