Name of the variable

Code

Measure

Formula

Unit of measure

Nonperforming

loans

PNP

Nonperforming loan ratio

$\frac{\text{Nonperformingloans}\left(\text{t}\right)}{\text{Totalofcredits}\left(\text{t}\right)}$

Percentage

Return

ROA

Return of assets

$\frac{\text{Netresult}\left(\text{t}\right)}{\text{Totalofassets}\left(\text{t}\right)}$

Percentage

Capital

RFA

Equity/asset ratio

$\frac{\text{TotalEquity}\left(\text{t}\right)}{\text{Totalassets}\left(\text{t}\right)}$

Percentage

Banks risk

RPA

Ratio of loans/total assets

$\frac{\text{Grossloans}\left(\text{t}\right)}{\text{Totalassets}\left(\text{t}\right)}$

Percentage

Intermediation

rate

RCD

Credit/deposit ratio

$\frac{\text{Totalgrossloans}\left(\text{t}\right)}{\text{Totaldesdeposits}\left(\text{t}\right)}$

Percentage