| Gender |
| Sum of squares | df | Mean square | F | Sig. |
| Male | Between groups | 569.54 | 4 | 142.39 | 85.24 | 0.000 |
| Within groups | 33.41 | 20 | 1.67 |
|
| |
| Total | 602.95 | 24 |
|
|
| |
| Female | Between groups | 489.41 | 4 | 122.35 | 62.71 | 0.000 |
| Within groups | 39.02 | 20 | 1.95 |
|
| |
| Total | 528.44 | 24 |
|
|
| |
| Comparisons dependent variable = denial rate, Posthoc tests = Tukey gender | (I) Race | (J) Race | Mean differenceb (I-J) | Std. error | Sig. | d |
| Male | White | Black | −10.59 | 0.82 | 0.000 | −8.31 |
| Hispanic | −5.84 | 0.82 | 0.000 | −4.01 | ||
| Asian | 2.02 | 0.82 | 0.138 | 1.69 | ||
| Native American | −8.00 | 0.82 | 0.000 | −8.68 | ||
| Female | White | Black | −11.44 | 0.88 | 0.000 | −8.15 |
| Hispanic | −6.75 | 0.88 | 0.000 | −5.03 | ||
| Asian | −0.68 | 0.88 | 0.936 | −0.67 | ||
| Native American | 11.95 | 2.30 | 0.019 | 3.30 |