Levene’s test for equal variances

Independent samples test: t-test for equality means

Rate

F

p

t

df

Sig. (2-tailed)

Mean difference

d

Pre-housing crisis

Origination

0.055

0.816

−0.620

48

0.538

−1.32

2.132

Denial

0.021

0.884

0.038

48

0.970

0.08

2.153

Fallout

0.004

0.953

2.443

48

0.018

1.24

0.507

Post-housing crisis

Origination

0.226

0.637

−0.576

48

0.567

−1.03

1.793

Denial

0.300

0.587

−0.059

48

0.954

−0.08

1.373

Fallout

0.000

0.983

1.778

48

0.082

1.11

0.626