H1: Subjective Norm has a positive influence on Behavioral Intention of internet finance Service.

H2d: Experience has a positive moderator effect on Perceived Enjoyment to Perceived Ease of Use.

H6: Output Quality has a positive influence on Perceived Usefulness of internet finance Service.

H13: Objective Usability has a positive influence on Perceived Ease of Use of internet finance Service.

H1a: Subjective Norm has a positive influence on Perceived Usefulness of internet finance Service.

H2e: Experience has a positive moderator effect on Objective Usability to Perceived Ease of Use.

H7: Result Demonstrability has a positive influence on Perceived Usefulness of internet finance Service.

H14: Perceived Ease of Use has a significant difference on Perceived Usefulness of Internet finance Service.

H1b: Subjective Norm has a significant difference on the image of internet finance Service.

H2f: Experience has a positive moderator effect on Perceived Ease of Use to Perceived Usefulness of internet finance Service.

H8: Computer self-efficiency has a positive influence on Perceived Ease of Use of internet finance Service.

H14-a: Perceived Ease of Use has a positive influence on Behavioral Intention of internet finance Service.

H2: Experience has a positive moderator effect on Subjective Norm to Behavioral Intention of internet finance Service.

H2g: Experience has a positive moderator effect on Perceived Ease of Use to Behavioral Intention of internet finance Service.

H9: Perceptions of External Control has a positive influence on Perceived Ease of Use of internet finance Service.

H15: Perceived Usefulness has a positive influence on Behavioral Intention of internet finance Service.

H2a: Experience has a positive moderator effect on Image to Perceived Usefulness of internet finance Service.

H3: Voluntariness has a positive moderator effect on Subjective Norm to Behavioral Intention of internet finance Service.

H10: Computer Anxiety has a negative influence on Perceived Ease of Use of internet finance Service.

H16: Behavioral Intention has a positive influence on Use Behavior of internet finance Service.

H2b: Experience has a positive moderator effect on Computer Anxiety to Perceived Ease of Use.

H4: Image has a positive influence on Perceived Usefulness of internet finance Service.

H11: Computer Playfulness has a positive influence on Perceived Ease of Use of internet finance Service.

H2c: Experience has a positive moderator effect on Computer Playfulness to Perceived Ease of Use

H5: Job Relevance has a positive influence on Perceived Usefulness of internet finance Service.

H12: Perceived Enjoyment has a positive influence on Perceived Ease of Use of internet finance Service.