Model		Unstandardized Coefficients		Standardized Coefficients Beta	t	Sig.
Model		B	Std. Error	Standardized Coefficients Beta	t	Sig.
1	(Constant)	2.804	0.154		18.155
	Technological Factors	0.122	0.066	0.097	1.845	0.004
	Governmental Factors	0.216	0.066	0.172	3.281	0.001
	Risk_Factors	−0.076	0.047	−0.085	−1.624	0.002