 Levene’s Test for Equality of Variances  ttest for Equality of Means  
F  Sig.  t  df  Sig. (2tailed)  Mean Difference  Std. Error Difference  Confidence Interval of the Difference 95%  
Lower  Upper  
NonPerforming Loan (NPL)  Equal variances assumed  0.075  0.789  −1.299  10  0.223  −3.162  2.433  −8.583  2.260 
Equal variances not assumed 

 −1.299  9.911  0.223  −3.162  2.433  −8.590  2.266 