Year/variable

CIR

Profit before Tax (%)

(NIM) (%)

Asset Quality

=

Asset Quality

=

Liquidity

=

Liquidity

=

Non-Performing Loan (NPL)

CAR

ROA (Before tax)

ROE (after tax)

2018

0.53

38.1

8.0

3.0

9.8

0.91

0.62

18.19

19.27

3.39

18.46

2017

0.54

36.4

9.4

3.0

10.7

0.84

0.60

21.59

18.55

3.58

18.69

2016

0.54

29.5

9.2

4.5

8.6

0.77

0.55

17.29

18.04

3.76

17.61

2015

0.53

30.7

9.8

4.6

7.9

0.66

0.48

14.67

17.81

4.64

22.15

2014

0.51

42.6

9.7

1.9

4.9

0.68

0.48

10.98

17.93

6.62

33.08

2013

0.47

45.2

9.7

1.9

6.3

0.69

0.53

12.0

18.45

6.22

30.89

2012

0.52

37.3

8.9

2.3

6.6

0.65

0.52

13.2

19.08

4.85

25.76

2011

0.6

30.5

8.0

2.3

9.4

0.71

0.50

14.15

17.41

3.86

19.74

2010

0.6

27.2

9.4

4.7

9.1

0.73

0.54

17.6

19.84

3.80

20.44

2009

0.6

19.7

7.7

4.2

8.2

0.67

0.52

16.2

18.24

2.83

17.5

2008

0.6

26.1

6.6

2.2

5.2

0.53

0.47

7.69

13.84

3.23

23.7

2007

0.6

30.4

6.7

1.5

4.6

0.55

0.41

6.91

14.76

3.67

25.83