Construct

Items

Factor Loadings

CR

Cronbach Alpha

AVE

Behavioral intention

0.960

0.938

0.890

BI1

0.943

BI2

0.937

BI3

0.950

Effort Expectancy

0.944

0.920

0.808

EE1

0.885

EE2

0.909

EE3

0.945

EE4

0.854

Facilitating conditions

0.891

0.878

0.733

FC1

0.769

FC2

0.811

FC3

0.975

Performance expectancy

0.945

0.922

0.812

PE1

0.898

PE2

0.868

PE3

0.943

PE4

0.893

Social influence

0.933

0.893

0.824

SI1

0.892

SI2

0.914

SI3

0.916

Use Behavior

MGA1

1

1

1

1