Relational competencies

0.611^****

0.651

1.537

Trust propensity

0.068^*

0.053

1.050

Risk propensity

0.134^***

0.085

1.099

Situational risk perception

−0.108^**

0.134

1.065

R²

0.78

Adjusted R²

0.61

F

89.04^***