| Hypothesis | Path | Terzis et al. results | This research result |
| H1 | PP → BI | Supported | Supported |
| H2 | PU → BI | Not supported | Not supported |
| H3 | PU → PP | Supported | Supported |
| H4 | PEOU → BI | Supported | Not supported |
| H5 | PEOU → PU | Supported | Supported |
| H6 | PEOU → PP | Supported | Supported |
| H7 | CSE → PEOU | Supported | Supported |
| H8 | SI → PU | Supported | Supported |
| H9 | FC → PEOU | Supported | Supported |
| H10 | GE → PU | Supported | Supported |
| H11 | GE → PP | Supported | Supported |
| H12 | C → PU | Supported | Supported |
| H13 | C → PP | Supported | Supported |
| H14 | C → GE | Supported | Supported |
| H15 | C → BI | Not supported | Not supported |