| S/NO | Initiation Component | Mean _χ | Std Dev s |
| 1 | Our bank monitors the adoption of e-marketing by competitors’. | 3.78 | 0.836 |
| 2 | Our bank does in-house e-marketing research. | 3.51 | 1.128 |
| 3 | Our bank holds meetings yearly to prepare e-marketing plans and also follow its developments using several secondary sources. | 3.40 | 1.241 |