Endogenous variable: Bank stability (Zscore)

VARIABLES

Model 1

Model 2

Model e 3

Model 4

L.Zscore

1.148***

1.140***

1.156***

1.158***

(23.38)

(26.25)

(25.61)

(25.80)

lcc

−14.65**

−13.28**

−14.69**

−12.077**

(−2.83)

(−3.14)

(−2.86)

(−2.38)

lpibh

6.985***

6.026***

7.227**

7.160***

(4.17)

(4.30)

(3.01)

(2.99)

inf

−0.0611

−0.034

−0.033

−0.026

(−0.82)

(−0.54)

(−0.51)

(−0.45)

sbg

−0.486

−0.752*

−0.935***

−0.942***

(−1.18)

(−1.18)

(−2.59)

(−2.88)

scc

−0.5548***

−0.453***

−0.491**

−0.487**

(−5.77)

(−5.86)

(−2.80)

(−2.84)

cbsp

2.705***

2.726***

2.451***

2.458***

(3.30)

(3.30)

(3.18)

(4.42)

depban

−0.009***

−0.009***

−0.012***

−0.012***

(−3.63)

(−4.22)

(−4.64)

(−4.60)

tcredsou

−0.458

−0.518*

−0.514**

(−1.86)

(−2.36)

(−2.36)

marint

−2.570**

(−2.73)

lcd*marint

−0.315***

(−2.75)

Constant

15.68

25.55

51.75***

30.965

(0.88)

(1.21)

(3.78)

(2.01)

Observations

60

60

60

60

Number of ids

6

6

6

6

AR(1)

0.058

0.041

0.034

0.036

AR(2)

0.391

0.414

0.192

0.196

Sargan

0.269

0.285

0.856

0.865

Hansen

1.000

1.000

1.000

1.000

Probabilité (Wald)

0.388

0.002

0.002

0.045

Number d’inst

50

50

50

50