Endogenous variable: Bank stability (Zscore) | ||||
VARIABLES | Model 1 | Model 2 | Model e 3 | Model 4 |
L.Zscore | 1.148*** | 1.140*** | 1.156*** | 1.158*** |
| (23.38) | (26.25) | (25.61) | (25.80) |
lcc | −14.65** | −13.28** | −14.69** | −12.077** |
| (−2.83) | (−3.14) | (−2.86) | (−2.38) |
lpibh | 6.985*** | 6.026*** | 7.227** | 7.160*** |
| (4.17) | (4.30) | (3.01) | (2.99) |
inf | −0.0611 | −0.034 | −0.033 | −0.026 |
| (−0.82) | (−0.54) | (−0.51) | (−0.45) |
sbg | −0.486 | −0.752* | −0.935*** | −0.942*** |
| (−1.18) | (−1.18) | (−2.59) | (−2.88) |
scc | −0.5548*** | −0.453*** | −0.491** | −0.487** |
| (−5.77) | (−5.86) | (−2.80) | (−2.84) |
cbsp | 2.705*** | 2.726*** | 2.451*** | 2.458*** |
| (3.30) | (3.30) | (3.18) | (4.42) |
depban | −0.009*** | −0.009*** | −0.012*** | −0.012*** |
| (−3.63) | (−4.22) | (−4.64) | (−4.60) |
tcredsou |
| −0.458 | −0.518* | −0.514** |
|
| (−1.86) | (−2.36) | (−2.36) |
marint |
|
| −2.570** |
|
|
|
| (−2.73) |
|
lcd*marint |
|
|
| −0.315*** |
|
|
|
| (−2.75) |
Constant | 15.68 | 25.55 | 51.75*** | 30.965 |
| (0.88) | (1.21) | (3.78) | (2.01) |
Observations | 60 | 60 | 60 | 60 |
Number of ids | 6 | 6 | 6 | 6 |
AR(1) | 0.058 | 0.041 | 0.034 | 0.036 |
AR(2) | 0.391 | 0.414 | 0.192 | 0.196 |
Sargan | 0.269 | 0.285 | 0.856 | 0.865 |
Hansen | 1.000 | 1.000 | 1.000 | 1.000 |
Probabilité (Wald) | 0.388 | 0.002 | 0.002 | 0.045 |
Number d’inst | 50 | 50 | 50 | 50 |