Residuals:

Min

1Q

Median

3Q

Max

−2.4003

−0.2260

0.0575

0.2795

1.2676

Coefficients:

Estimate

Std. error

T-value

Pr (>|t|)

(Intercept)

3.409536

0.047279

72.115

<2 × 10⁻¹⁶***

EMI_record

−0.002173

0.011052

−0.197

0.844

COVID_dummy

−0.380587

0.029224

−13.023

<2 × 10⁻¹⁶***