Research hypothesis | Path relation | Standardized path coefficient | T | P | Test Result |
H1a | Usage Intention <--- Perceived usefulness | 0.58 | 9.76 | *** | establish |
H1c | Perceived usefulness <--- Perceived ease of use | 0.70 | 11.25 | *** | establish |
H2a | Usage Intention <--- Perceived risk | −0.10 | −2.21 | 0.03 | establish |
H3a | Usage Intention <--- Subjective norm | 0.36 | 6.23 | *** | establish |
H3b | Perceived usefulness <--- Subjective norm | 0.26 | 4.80 | *** | establish |
H4a | Perceived ease of use<--- Consumer innovativeness | 0.39 | 5.29 | *** | establish |
H4c | Perceived risk <--- Consumer innovativeness | −0.17 | −2.79 | 0.010 | establish |