Consumer

Merchants

Third-parties

Transaction un-depended

Ø Download/Installment/Use of mobile payment App (App Store)

Ø Value added services (Stickers)

Ø Entertainment

Ø Account opening

Ø Rental fee (POS)

Ø Background operation maintains

Ø Advertising

Ø Platform integration

Ø Multi-financial services (data outsourcing)

Transaction depended

Ø Additional service fee (Balance withdraw)

Ø E-transfer

Ø Card repay

Ø Transaction

Ø Additional service fee (promotion)

Ø Coupon/Gift cards

Ø Banks-transaction

Ø License M&A

Ø Multi-financial services (investment)