Covariate name | Description |
Balance | Outstanding balance at observation time |
LTV | Loan-to-value ratio at observation time |
interest_rate | Interest rate at observation time |
hpi | House price index at observation time |
gdp | Gross domestic product (GDP) growth at observation time, in % |
uer | Unemployment rate at observation time, in % |
REtype_CO_orig | Real estate type condominium = 1, otherwise = 0 |
REtype_PU_orig | Real estate type planned urban development = 1, otherwise = 0 |
REtype_SF_orig | Single family home = 1, otherwise = 0 |
investor_orig | Investor borrower = 1, otherwise = 0 |
balance_orig | Outstanding balance at origination time |
FICO_orig | FICO score at origination time, in %* |
LTV_orig | Loan-to-value ratio at origination time, in % |
Interest_Rate_orig | Interest rate at origination time, in % |
hpi_orig | House price index at origination time, base year = 100 |