Factor | X1 | X2 | X3 | X4 | X5 | Z Score | Discrimination |
coefficient | 1.2 | 1.4 | 3.3 | 0.6 | 1 |
| |
2012 | 0.032634 | 0.009647 | 0.059119 | 0.177582 | 2.050335 |
| |
0.039161 | 0.013506 | 0.195094 | 0.106549 | 2.050335 | 2.404644 | Gray Zone | |
2013 | 0.041921 | 0.016376 | 0.042948 | 0.121267 | 1.813248 |
| |
0.050306 | 0.022927 | 0.141727 | 0.07276 | 1.813248 | 2.100968 | Gray Zone | |
2014 | 0.049647 | 0.00109 | 0.046242 | 0.120763 | 1.980526 |
| |
0.059577 | 0.001526 | 0.1526 | 0.072458 | 1.980526 | 2.266686 | Gray Zone | |
2015 | 0.033973 | 0.004393 | 0.034466 | 0.08021 | 2.04115 |
| |
0.040767 | 0.00615 | 0.113739 | 0.048126 | 2.04115 | 2.249932 | Gray Zone | |
2016 | −0.15565 | −0.06453 | −0.00265 | 0.045411 | 1.683208 |
| |
−0.18678 | −0.09034 | −0.00876 | 0.027247 | 1.683208 | 1.424579 | Distress Zone | |
2017 | −0.32184 | −0.09484 | −0.06022 | 0.050802 | 1.397631 |
| |
−0.38621 | −0.13278 | −0.19871 | 0.030481 | 1.397631 | 0.710417 | Distress Zone |