Dep. Variable: R R-squared: 0.620

Adj. R-squared: 0.619

F-statistic: 499.7

Prob (F-statistic): 0.00 Log-Likelihood: −12529.

No. Observations: 2992 AIC: 2.916e+04

Df Residuals: 2981 BIC: 2.924e+04

Df Model: 10

Variable

Coefficient

Std error

t-test

P > |t|

[0.025

0.975]

Const

−29.8493

1.236

−24.159

0.000

−32.272

−27.427

Amount

−0.0021

0.001

−3.710

0.000

−0.003

−0.001

Assets

9.573e−05

2.6e−05

3.685

0.000

4.48e−05

0.000

Debt

−0.0008

0.000

−3.507

0.000

−0.001

0.000

Expenses

−0.0636

0.016

−3.935

0.000

−0.095

−0.032

Income

0.0507

0.003

14.559

0.000

0.044

0.057

Seniority

1.8540

0.034

54.505

0.000

1.787

1.921

Home

3.9684

0.590

6.727

0.000

2.812

5.125

Marital

1.5755

0.727

2.168

0.030

0.151

3.000

Records

13.2154

0.702

18.837

0.000

11.840

14.591

Job

5.8448

0.554

10.544

0.000

4.758

6.932