| Variable | Coefficient | Accompanying probability |
| Risk | −0.06** | 0.03 |
| Gender | 1.88* | 0.10 |
| Age | −0.67* | 0.08 |
| Level of education | 0.72** | 0.03 |
| Income | 0.97* | 0.06 |
| Gender * Perceived risk | 0.92* | 0.06 |
| Age * Perceived risk | −0.72** | 0.04 |
| Level of education * perceived risk | 1.25* | 0.05 |
| Income * Perceived risk | 0.38* | 0.10 |
| intercept | 0.59** | 0.02 |
| Adjustment R party | 0.23 | |
| F value | 30.92*** | |