BUF

Capital ratio minus 8%

3.366

−9.47

22.67

3.517

CAP

Capital/total assets

5.732

0.012

12.04

2.017

LOAN

Loan/total assets

51.928

26.845

75.794

8.751

GDP

Growth rate of gross domestic product

10.013

7.4

14.2

2.030

CR4

Loan of the four largest banks as a share of all banks

50.377

45.401

60.169

4.3161

HHI

Herfindahl-Hirschman index

12.769

11.427

15.717

1.287

NPL

Non-performing loan ratio

2.575

0

26.73

3.517

SIZE

Natural logarithm of the total assets

16.961

13.245

21.446

2.022

ROA

Return on asset

0.976

−0.97

2.19

0.433

ROE

Return on equity

17.394

4.155

28.35

6.349

M2

Growth rate of M2

16.764

12.2

27.7

4.094