ID

Company

Insurance group

Perils covered

Policy type

Type/form of coverage

(tolerance)

Assets covered

Insurable building type

1

Axa S.p.A.

Axa Italia

E

B/E

ReC/TV (20%)

H

ER-T-M; G.B.; Ch

2

FATA Assicurazioni Danni S.p.A.

Generali

E/F/I

(bundled)

E

ReC/TV (20%)

H

FpM

3

Fondiaria-Sai S.p.A.

(divisione SAI)

UNIPOL

E

B

ReC/TV (20%)

H

ER-T-M^*

4

Fondiaria-Sai S.p.A.

(divisione SAI)

UNIPOL

E

B

ReC/TV (20%)

C

N.D.

5

GENERALI ITALIA S.P.A.

GENERALI

E

B

ReC/TV (20%)

H

FpM

6

Genertel S.p.A.

Generali

E/F/I

(bundled)

B

ReC/FL

H

FpM

7

Groupama Assicurazioni S.p.A.

GROUPAMA

E

B

ReC/TV (20%)

H

FpM/Ch/GB

8

Intesa Sanpaolo Assicura S.p.A.

Intesa San Paolo Vita

E

B

ReC/FL

H

Building conform to the anti-seismic regulations

9

ITAS

MUTUA

ITAS ASSICURAZIONI

E/F/I

B

ReC/TV-FL (15%)

FpM

10

Llyod Italico (brand di Allenza Toro S.p.A.)

Generali

E

B/E

ReC/TV (20%)

H

FpM

11

Llyod Italico (brand di Allenza Toro S.p.A.)

Generali

E/F/I

B

ReC/TV

C

FpM

12

LLOYD’S

^-

E/F/I/AE

(bundled)

E

ReC/TV (10%)

H/C

M-T

13

Milano S.p.A.

UNIPOL

E

B

ReC/TV (20%)

H

ER-T-M^*

14

Milano S.p.A.

UNIPOL

E

B

ReC/TV (20%)

C

ND

15

Milano S.p.A.

(divisione SASA)

Unipol

E

B

ReC/TV (20%)

H

ER-T-M

16

Tua Assicurazioni S.p.A.

Cattolica Assicurazioni

E

B/E

ReC/TV (20%)

H

T-M- G.B. after the year 2000

17

Toro (brand di Alleanza Toro S.p.A.)

GENERALI

E

B/E

ReC/TV (20%)

H

FpM

18

Toro (brand di Alleanza Toro S.p.A.)

GENERALI

E/F/I

B

ReC/TV (20%)

C

FpM

19

Unipol Assicurazioni S.p.A.

UNIPOL

E

B

ReC/TV (20%)

H

ER-T-M

20

Unipol Assicurazioni S.p.A.

UNIPOL

E

B

ReC/TV (15%)

C

ER-T-M

ID

Uninsurable building type

TAS-(days)

Payment on accont/timing

Payout timing

Indemnity limit (insured value) (%)

Deductibles

1

Buildings with a structure

made up fully of mansonry

7

50%.

90 days from TAS

30 gg. from administrative coverage check

50%^*

5% of insured value^*

2

ND

3

50%.

90 days

30 gg. From administrative check

ND

ND

3

GB

10

50%.

60 days

30 gg. From administrative check

50% or 70%^*

5% of insured value (min. 10,000? or 10% (min. 20,000? depending on building type^*

4

ND

10

50%.

60 days

30 gg. From administrative check

ND

ND

5

Building under construction

3

50%.

90 days

30 gg. From administrative check

ND

20% of indemnity

(min. 20,000?

6

Building under construction/Basements (F/I)

3

50%.

60 days

____

ND

Min 7500?(F/I)

7

Building under construction

5

50%.

60 days

30 gg. From administrative check

ND

10% of insured value

8

Building under construction or bad conservation state

10

50%.

60 days

30 gg. From administrative check

50%

10% of indemnity

(min. 2500?

9

Buildings in flooding area; Building placed in the highest seismic risk categories (1 or 2) according to company’s risk scheme

5

50%.

60 days

30 gg. From the liquidation act

10.000 ?o:p>

250?(I/A); 500?(E)

10

Building under construction/Not fitting antiseismic/urbanistic laws

3

50%.

60 days

30 gg. From the liquidation act

ND

20% of insured value

11

ND

5

50%.

90 days

30 gg. From the liquidation act

50%

1% of indemnity,

min 15,000?(F/I);

1% of indemnity,

min. 30,000?(E)

12

ND

8

ND

30 gg. From the liquidation act

Insured value^*

Min 10,000?/span> -

Max 50,000?sup>*

13

Not fitting urbanistic law, GB^*

10

50%.

60 days

30 gg. From the liquidation act

50% or 70%

5% (min. 10,000) - 10% (min. 20,000) of insured value, depending on building type^*

14

ND

10

50%.

60 days

30 gg. from the liquidation act

ND

ND

15

Building under construction/Not fitting antiseismic/urbanistic laws; GB

10

50%.

60 days

30 gg. from the liquidation act

ND

5%(min. 10,000) - 10% (min. 20,000) of insured value, depending on building type

16

Building under construction/Not fitting antiseismic/urbanistic laws

3

50%.

90 days

30 gg. from the liquidation act

Insured value

20% insured value

17

Building under construction/Not fitting antiseismic/urbanistic laws

5

50%.

60 days

30 gg. from the liquidation act

ND

20% insured value