| Turkey | Eq | Compulsory | Premiums depends on hazard zone, local geological features, building type, extension of dwelling and range from 0.04 to 0.50% of the insured value | -- | A public-private partner-ship is active. The State does not guarantee the losses | 19.6% | -- | -- | -- |
| United Kingdom | All, except Av-Dh-FF-VE | Coverage is included in building or home contents private insurance (Eq-Fl-St). The availability of universal flood insurance started after UK 2000 floods | Risk based (Fl-St) | Deductibles depend on the policy (F, St) | A public-private partner-ship is active (Fl). The state does not supply compensation of the losses and reinsurance | 90 | 90 | 90 | -- |