Avg

2010

2011

2012

2013

Loan Officer Productivity

84

40.15

46.53

70.33

157.46

Operating Expenses Ratio

0.13

0.08

0.14

0.15

0.12

Cost Per Borrower (Le)

84,000.09

61,931.51

87,350.45

74,411.53

90,246.79

Average Disbursement Loan Size (Le)

831,744.60

673,510.59

1,409,379.10

1,355,030.45

975,724.34

Average Loan Outstanding (Le)

645,868.35

471,042.96

745,343.88

958,619.47

505,442.22

Average loan uncollected (%)

0.78

0.70

0.53

0.71

0.52