Variable

Regression coefficients

z statistics

P value

$\text{corporate}$

0.001

0.22

0.831

$\Delta \text{capital}$

0.021

0.99

0.337

$g_{profit}$

0.012

5.63

0***

$r_{loan}$

−7.99

−7.61

0***

$R_{NPLs}$

−2.701

−1.93

0.072*

$P_{loan}<50$

0.218

1.29

0.215

$P_{loa{n}_s}$

0.037

1.64

0.093*

${\alpha }^{‴}$

1.45

5.99

0