| Statements | N | Mean | STD Dev | Variance | Rank |
| · We often spend much on schooling, health and feeding our children and so it is difficult sustaining our business capital to keep our business in good shape | 200 | 4.09 | 0.986 | 0.973 | 1 |
| · There is price war in Kasoa and this disrupts trading activities leading to losses | 200 | 4.07 | 0.979 | 0.958 | 2 |
| · Bank loans in respect to financial assistance are expensive and for that matter we appear to be working for the banks | 200 | 4.04 | 1.036 | 1.073 | 3 |
| · Most of us don’t have any formal training in business management and this is affecting our operations | 200 | 4.04 | 0.922 | 0.851 | 4 |
| · We don’t have permanent places of operations owing to high cost of renting shops | 200 | 4.02 | 0.972 | 0.944 | 5 |
| · Although government officials i.e. Municipal Assembly take daily tolls from us, they don’t care where we operate | 200 | 3.95 | 1.111 | 0.961 | 6 |