|
| Strongly Disagree | Disagree | Not Sure | Agree | Strong Agree |
| Lack of Collateral |
|
|
|
|
|
| N | 0 | 0 | 15 | 117 | 168 |
| % | 0.0% | 0.0% | 5.0% | 39.0% | 56.0% |
| Mean | 4.67% |
|
|
|
|
| SD | 0.36 |
|
|
|
|
| Lack of Business Plan |
|
|
|
|
|
| N | 103 | 76 | 65 | 45 | 11 |
| % | 34.3% | 25.3% | 21.6% | 15% | 3.6% |
| Mean | 2.06 |
|
|
|
|
| SD | 0.926 |
|
|
|
|
| Interest Rates |
|
|
|
|
|
| N | 17 | 13 | 0 | 63 | 207 |
| % | 5.6% | 4.3% | 0.0% | 21.0% | 69.0% |
| Mean | 4.35 |
|
|
|
|
| SD | 0.535 |
|
|
|
|
| Loan Duration |
|
|
|
|
|
| N | 6 | 9 | 11 | 146 | 132 |
| % | 0.6% | 3.0% | 3.6% | 49.0% | 44.0% |
| Mean | 4.05 |
|
|
|
|
| SD | 1.488 |
|
|
|
|
| Laws/Regulations |
|
|
|
|
|
| N | 0 | 130 | 89 | 77 | 4 |
| % | 0.0% | 44.3% | 29.7% | 25.7% | 1.3% |
| Mean | 2.67 |
|
|
|
|
| SD | 1 |
|
|
|
|