| Strongly Disagree | Disagree | Not Sure | Agree | Strong Agree |
Lack of Collateral |
|
|
|
|
|
N | 1 | 5 | 4 | 259 | 31 |
% | 0.3% | 1.6% | 1.3% | 86.3% | 10.3% |
Mean | 4.37% |
|
|
|
|
SD | 0.719 |
|
|
|
|
Lack of Business Plan |
|
|
|
|
|
N | 111 | 100 | 1 | 87 | 1 |
% | 37.1% | 33.3% | 0.3% | 29.0% | 0.3% |
Mean | 2.7 |
|
|
|
|
SD | 1.116 |
|
|
|
|
Interest Rates |
|
|
|
|
|
N | 0 | 0 | 1 | 97 | 202 |
% | 0.0% | 0% | 3.6% | 56.0% | 403% |
Mean | 4.94 |
|
|
|
|
SD | 0.131 |
|
|
|
|
Loan Duration |
|
|
|
|
|
N | 13 | 7 | 0 | 171 | 107 |
% | 3.0% | 5.7% | 0.0% | 65.3% | 23.7% |
Mean | 4.43 |
|
|
|
|
SD | 0.521 |
|
|
|
|
Laws/Regulations |
|
|
|
|
|
N | 22 | 207 | 20 | 34 | 17 |
% | 7.3% | 68.3% | 6.7% | 11.3% | 5.6% |
Mean | 2.17 |
|
|
|
|
SD | 0.711 |
|
|
|
|