| Strongly Disagree | Disagree | Not Sure | Agree | Strong Agree |
Lack of Collateral |
|
|
|
|
|
N | 11 | 55 | 25 | 109 | 111 |
% | 3.6% | 18.3% | 8.3% | 36.3% | 37.0% |
Mean | 4.50% |
|
|
|
|
SD | 1.309 |
|
|
|
|
Lack of Business Plan |
|
|
|
|
|
N | 4 | 9 | 16 | 57 | 217 |
% | 0.3% | 3.0% | 5.6% | 19.0% | 72.3% |
Mean | 4.77 |
|
|
|
|
SD | 0.716 |
|
|
|
|
Interest Rates |
|
|
|
|
|
N | 0 | 4 | 11 | 168 | 121 |
% | 0.0% | 1.3% | 3.6% | 56.0% | 40.3% |
Mean | 4.47 |
|
|
|
|
SD | 1.231 |
|
|
|
|
Loan Duration |
|
|
|
|
|
N | 9 | 17 | 7 | 196 | 71 |
% | 3.0% | 5.7% | 2.3% | 6.3% | 23.7% |
Mean | 3.97 |
|
|
|
|
SD | 0.379 |
|
|
|
|
Laws/Regulations |
|
|
|
|
|
N | 110 | 167 | 12 | 7 | 4 |
% | 36.7% | 55.7% | 4.0% | 2.3% | 1.3% |
Mean | 2.17 |
|
|
|
|
SD | 0.134 |
|
|
|
|