| Construct | Factor Loading | T | CR | AVE |
| Service Quality (SEQ) | 0.815 | 0.526 | ||
| SEQ1 | 0.7 | 7.805 |
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| SEQ2 | 0.805 | 8.462 |
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| SEQ3 | 0.68 | - |
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| SEQ4 | 0.711 | 7.892 |
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| Openness (O) | 0.788 | 0.484 | ||
| O1 | 0.561 | 6.93 |
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| O2 | 0.676 | 8.268 |
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| O3 | 0.694 | 8.453 |
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| O4 | 0.819 | - |
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| Reputation (R) | 0.845 | 0.580 | ||
| R1 | 0.516 | 6.842 |
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| R2 | 0.855 | 11.997 |
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| R3 | 0.801 | 11.4 |
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| R4 | 0.818 | - |
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| User Satisfaction (US) | 0.888 | 0.664 | ||
| US1 | 0.824 | 11.517 |
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| US2 | 0.718 | 9.869 |
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| US3 | 0.707 | 9.688 |
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| US4 | 0.795 | - |
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| Individual Performance (IP) | 0.922 | 0.665 | ||
| IP1 | 0.725 | - |
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| IP2 | 0.747 | 9.865 |
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| IP3 | 0.746 | 9.859 |
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| IP4 | 0.903 | 11.962 |
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| IP5 | 0.811 | 10.745 |
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| IP6 | 0.817 | 10.83 |
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| Information Quality (IQ) | 0.805 | 0.513 | ||
| IQ1 | 0.592 | 7.43 |
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| IQ2 | 0.843 | 9.738 |
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| IQ3 | 0.63 | 7.926 |
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| IQ4 | 0.771 | - |
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| System Quality (SQ) | 0.823 | 0.539 | ||
| SQ1 | 0.76 | 8.834 |
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| SQ2 | 0.721 | 8.483 |
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| SQ3 | 0.72 | - |
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| SQ4 | 0.743 | 8.692 |
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