| Dependent Variable | Independent Variable | Regression Estimate | SE | t | Sig |
H1 | Continuous Intention to use | Perceived usefulness | 0.433 | 0.083 | 4.611 | *** |
H2 | Continuous Intention to use | Perceived Security | 0.317 | 0.053 | 3.72 | *** |
H3 | Perceived usefulness | Information Quality | 0.244 | 0.065 | 3.232 | *** |
H4 | Perceived usefulness | System Quality | 0.143 | 0.082 | 1.574 | ns |
H5 | Perceived usefulness | Service Quality | −0.16 | 0.059 | −1.952 | ns |
H6 | Perceived usefulness | Perceived Security | 0.125 | 0.067 | 1.135 | ns |
H7 | Perceived Security | System Quality | 0.509 | 0.094 | 6.929 | *** |
H8 | Perceived Security | Service Quality | 0.293 | 0.070 | 4.27 | *** |