Construct

Factor Loading

t

CR

AVE

Service Quality

0.838

0.570

SE1

0.875

-

SE2

0.801

12.523

SE3

0.554

8.098

SE4

0.748

11.64

Perceived Security

0.906

0.707

PS1

0.803

-

PS2

0.926

15.35

PS3

0.809

13.075

PS4

0.773

12.326

Perceived Usefulness

0.865

0.564

PU1

0.731

-

PU2

0.731

13.394

PU3

0.731

9.692

PU4

0.731

10.193

PU5

0.731

11.147

Continuous Intention to Use

0.724

0.471

CI1

0.766

6.614

CI2

0.688

6.504

CI3

0.567

-

Information Quality

0.884

0.605

I1

0.749

12.18

I2

0.795

13.239

I3

0.756

12.334

I4

0.853

-

I5

0.765

12.547

System Quality

0.898

0.639

S1

0.834

13.937

S2

0.69

10.791

S3

0.798

13.111

S4

0.827

-

S5

0.833

13.921