| Constructs | Convergent Validity Average Variance Extracted | Discriminant Validity | ||
| CS | FL | SIU | ||
| CS | 0.712 | 0.844 | ||
| FL | 0.726 | 0.268 | 0.852 | |
| SIU | 0.532 | 0.495 | 0.345 | 0.729 |