Variable | Variable declaration | Variable types |
loan_status | Current status of the loan | nominal variable |
loan_amnt | The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value. | continuous variable |
int_rate | Interest Rate on the loan | continuous variable |
out_prncp | Remaining outstanding principal for total amount funded | continuous variable |
total_rec_int | Interest received to date | continuous variable |
last_pymnyt_amnt | Last total payment amount received | continuous variable |
home_ownership | The home ownership status provided by the borrower during registration or obtained from the credit report. Our values are: RENT, OWN, MORTGAGE, OTHER | nominal variable |
verification_status | Indicates if income was verified by LC, not verified, or if the income source was verified | nominal variable |
term | The number of payments on the loan. Values are in months and can be either 36 or 60. | nominal variable |