| Macroeconomic |
| Domestic base interest rate |
| Domestic inflation |
| Bond specific characteristics |
| Time to maturity of a bond, measured in years |
| Issuer specific characteristics |
| EBITDA―earnings before interest, taxes, depreciation and amortization |
| Total equity―firm’s total assets minus its total liabilities |
| Ratio of net income to total assets |
| Ratio of total liabilities to total assets |
| Volatility 360 day―annualized standard deviation of the relative price change for the 360 most recent trading days |
| Return on capital―measures the return that an investment generates for capital contributors, in percentage |
| Price to book ratio―ratio of the stock price to the book value per share |
| Tangible assets―total assets minus intangible assets |
| Dividend Health Score―proxy for credit rating of the company, calculated based on company’s fundamentals and ratings by rating agencies |
| Total Assets―total of all short and long-term assets as reported on the Balance Sheet. |
| Total liabilities―sum of all current and noncurrent liabilities |