Macroeconomic |

Domestic base interest rate |

Domestic inflation |

Bond specific characteristics |

Time to maturity of a bond, measured in years |

Issuer specific characteristics |

EBITDA―earnings before interest, taxes, depreciation and amortization |

Total equity―firm’s total assets minus its total liabilities |

Ratio of net income to total assets |

Ratio of total liabilities to total assets |

Volatility 360 day―annualized standard deviation of the relative price change for the 360 most recent trading days |

Return on capital―measures the return that an investment generates for capital contributors, in percentage |

Price to book ratio―ratio of the stock price to the book value per share |

Tangible assets―total assets minus intangible assets |

Dividend Health Score―proxy for credit rating of the company, calculated based on company’s fundamentals and ratings by rating agencies |

Total Assets―total of all short and long-term assets as reported on the Balance Sheet. |

Total liabilities―sum of all current and noncurrent liabilities |